Quattro Advisors

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TErms of Use

These Terms of Use (these “Terms of Use”) shall govern your access and use of this website and any other websites, including any platforms, systems, or mobile or other applications operated by Quattro Advisors or its affiliates (“Quattro Advisors”) on the World Wide Web or other electronic channels, (collectively, this “website”).

Effective January 31, 2025

By accessing and/or using this website and any information, data, text, content, forms, photographs, video, audio, graphics, software or other products, materials or services available by or through the website (“Information and Materials”), you acknowledge that you have read and agree to be bound by these Terms of Use, and that, to the extent applicable, the Terms of Use supplement your existing Client Agreement(s) and the terms and applicable conditions of your use of the Quattro Advisors Online website or mobile application, if any, with Quattro Advisors. Please read the following terms and conditions carefully.

Quattro Advisors reserves the right to change, modify, or amend these Terms of Use at any time. All changes will be effective immediately upon their posting to this website. By accessing this website or any Information and Materials after any changes to these Terms of Use, you agree to all such changes. As such, you should review these Terms of Use carefully when you visit this website to keep informed of any such changes.

1. General Information

This website is comprised of various individual websites operated by Quattro Advisors. Certain sections of or pages on this website may contain separate terms and conditions, which are in addition to these Terms of Use. You should read any additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages.

Unauthorized use of this website, including, but not limited to, unauthorized entry into or access to any Quattro Advisors systems, misuse of passwords or misuse of any Information and Materials is strictly prohibited. You may not use this website in any manner that could damage, disable, overburden, or impair this website or any Information and Materials or interfere with any other party’s use and enjoyment of this website or any Information and Materials. You may not attempt or assist any third party in attempting to gain unauthorized access to this website or any computer systems, devices or networks connected to this website, through hacking, password mining or re-use or any other means. You agree that you will not (and will not encourage any third party to) engage in any activities related to this website that are contrary to applicable laws or regulations.

Quattro Advisors reserves the right, in its sole discretion, without any obligation, liability, or notice requirement whatsoever, to change, improve or correct this website, the Information and Materials, any descriptions on this website and/or to suspend and/or deny access to this website for scheduled or unscheduled maintenance, upgrades, improvements, corrections, or any other reason in Quattro Advisors’ sole discretion. This website and the Information and Materials may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and Quattro Advisors does not undertake any obligation or responsibility to update or amend any such information. Quattro Advisors may discontinue or change any product or service described in or offered on this website at any time for any reason.

You agree not to submit, post or otherwise transmit to this website or to Quattro Advisors any information, content or materials that: (a) violate the intellectual, proprietary, privacy, publicity or other rights of a third party; (b) violate any applicable law; (c) attempt to impersonate any other person or entity; (d) threatens or abuses others, including through defamation, libel, or invasion of privacy; or (e) includes viruses, worms, trojan horses, malware, or other malicious or harmful code.

You may not use any robot, spider, data miner, script, or other automated, semi-automated, or similar means (whether technological or human) to extract or gather data from this website, or otherwise collect, gather, extract, scrape, or obtain any Information and Materials from this website for any commercial purpose other than obtaining products and services from Quattro Advisors or your own personal, non-commercial use (except to the extent of any spidering done by search engine providers – i.e., Google, Yahoo, Bing, etc.).

2. Passwords

You are solely responsible for maintaining the confidentiality of any usernames, passwords, authentication codes, devices or similar information (collectively, “Passwords”). You are solely responsible for all transmissions, instructions, information, processes, click stream data or other communications (collectively, “Electronic Communications”) attributable to your Passwords, whether entered by you, your authorized representative or by any other party. You agree that any agreement or consent attributable to your Passwords will be deemed to be a duly signed writing by you sufficient to bind you. You also agree to be responsible for all liabilities incurred using your Passwords.

Each time you use the website, you represent and warrant as follows: (a) you have the power and authority, including on behalf of any person or entity for whom you are using the website, to enter into these Terms of Use and to perform the obligations required thereby; (b) you shall only use the website in accordance with these Terms of Use and all applicable laws, rules and regulations and, with any applicable account or other agreements with Quattro Advisors; and (c) you shall not introduce, nor permit any person to introduce, any code, malicious or hidden mechanisms that would impair the operation of the website.

You may not share any Passwords with any third party without Quattro Advisors’s approval. Quattro Advisors shall not be liable to you for damages of any kind resulting from your direct or indirect disclosure of Passwords to any third party, regardless of the foreseeability of such damages. Quattro Advisors may suspend your access to the website or change your Passwords at any time without notice. You agree to immediately notify Quattro Advisors of any actual or suspected lost or stolen Password, or if you suspect that an unauthorized party is utilizing such information. Quattro Advisors shall not be held responsible for any utilization of your Passwords by any third party.

3. Hardware and Software

You are responsible for obtaining your own hardware, software and services, such as computers, phones and internet access services, and browsers. Quattro Advisors does not guarantee or warrant that any part of the website are free from viruses or other harmful code. You agree to take appropriate precautions, such as the use of anti-virus software, to protect your computer hardware and software. Quattro Advisors shall not be held responsible for any unavailability of the website whether due to problems of Internet access or otherwise. Quattro Advisors shall also not be held responsible for any defect, malfunction, or interruption in service or security due to any hardware, software of a User or your Internet service provider.

Quattro Advisors disclaims any liability arising from the use of third-party software or the content furnished by any third-party software producer, including but not limited to, any resulting information obtained from such use, or interpretations of information from such use.

4. Intellectual Property

All text, graphics, trademarks, logos, copyrights, or other licensed content or materials contained on this website are owned, controlled, or licensed by Quattro Advisors (or other parties indicated therein), and is protected by trade dress, copyright, patent, trademark law, and various other intellectual rights and unfair competition laws. All rights in any licensed material whether these exist or may come into existence are expressly reserved to Quattro Advisors. Quattro Advisors grants you a non-exclusive, non-transferable license to access and use this website in accordance with these Terms of Use. The information and materials found on this website shall not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or used for commercial or public purposes. You shall not alter or remove any copyright, proprietary notice, or disclaimer included on this website or any Information and Materials. This website and any Information and Materials are only for your personal and non-commercial use. You acknowledge that Quattro Advisors may provide certain portions of the Information and Materials available on website under license from third parties, and you agree to comply with any additional restrictions on your usage that Quattro Advisors may communicate to you from time to time, or that are otherwise the subject of an agreement between you and such licensors.

Quattro Advisors, the Quattro Advisors logo and other Quattro Advisors trademarks and service marks referenced herein are trademarks and service marks of Quattro Advisors. The names of other companies and third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. You are prohibited from using any marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Quattro Advisors or such third party, which may own the marks.

5. Disclaimer of Warranties

THIS WEBSITE AND INFORMATION AND MATERIALS ARE PROVIDED BY QUATTRO ADVISORS ON AN “AS IS” AND “AS-AVAILABLE” BASIS, AND NEITHER QUATTRO ADVISORS NOR ANY THIRD PARTY THAT CONTRIBUTES IN ANY MANNER TO THIS WEBSITE OR ANY INFORMATION AND MATERIALS MAKES ANY REPRESENTATION, CONDITION OR WARRANTY OF ANY KIND WHATSOEVER, WHETHER EXPRESS, IMPLIED STATUTORY, OR OTHERWISE. QUATTRO ADVISORS AND ITS THIRD PARTY LICENSORS EXPRESSLY DISCLAIM ANY EXPRESS, IMPLIED, OR STATUORY WARRANTIES, CONDITIONS, OR REPRESENTATIONS WITH RESPECT TO THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE WEBSITE AND ANY INFORMATION AND MATERIALS; WITH RESPECT TO ANY RESULTS TO BE OBTAINED FROM THIS WEBSITE OR ANY INFORMATION AND MATERIALS; THAT THIS WEBSITE OR ANY INFORMATION AND MATERIALS ARE COMPLETE, RELIABLE, RELEVANT, OR WILL MEET YOUR NEEDS; OR THAT THIS WEBSITE OR THE INFORMATION AND MATERIALS SHALL BE UNINTERRUPTED, ERROR FREE, SECURE, OR FREE FROM MALICIOUS OR HARMFUL CODE. QUATTRO ADVISORS AND ANY THIRD PARTY THAT CONTRIBUTES IN ANY MANNER TO THIS WEBSITE DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE RELATING TO THIS WEBSITE AND ANY INFORMATION AND MATERIALS.

6. Limitation of Liability; Indemnification

YOU AGREE YOUR ACCESS TO THIS WEBSITE, YOUR USE OF ANY PRODUCTS, MATERIALS, OR SERVICES RELATED TO THIS WEBSITE IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL QUATTRO ADVISORS (INCLUDING ITS AFFILIATES), AND ITS AND THEIR RESPECTIVE CURRENT AND FORMER OFFICERS, DIRECTORS, AGENTS, CONTRACTORS AND EMPLOYEES (each, a “Covered Quattro Advisors Party”) HAVE ANY LIABILITY TO YOU OR ANY OTHER PERSON FOR ANY COSTS, EXPENSES, LOSSES, LIABILITIES, OR DAMAGES OF ANY KIND, WHETHER DIRECT, CONSEQUENTIAL OR PUNITIVE (TOGETHER, “LIABILITIES”), ARISING OUT OF, OR IN CONNECTION WITH, THIS WEBSITE, ANY INFORMATION AND MATERIALS OR TERMS OF USE OR YOUR OR ANY OTHER PERSON’S USE OF, OR INABILITY TO USE, THE QUATTRO ADVISORS WEBSITE OR ANY INFORMATION AND MATERIALS PROVIDED THEREIN. THESE LIMITATIONS SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER BASED ON STATUTE OR ARISING IN CONTRACT, INDEMNITY (OTHER THAN AS PROVIDED HEREIN), WARRANTY, STRICT LIABILITY OR TORT (INCLUDING NEGLIGENCE), AND REGARDLESS OF WHETHER ANY COVERED QUATTRO ADVISORS PARTY KNOWS OR HAS REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER OR NOT THE CIRCUMSTANCES GIVING RISE TO SUCH CAUSE MAY HAVE BEEN WITHIN THE CONTROL OF QUATTRO ADVISORS OR ANY THIRD-PARTY PROVIDER. THIS LIMITATION OF LIABILITY IS IN ADDITION TO ANY OTHER LIMITATION PROVIDED IN ANY OTHER AGREEMENT CLIENT HAS WITH QUATTRO ADVISORS. This limitation of liability includes, but is not limited to, any damages, losses, liabilities, costs, expenses, or costs of any kind incurred by you or any other person relating to the transmission of any viruses, malware, trojan horses, worms or other malicious or harmful code to or through this website or any Information and Materials, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems, operator errors, strikes or other labor problems or any force majeure.

You agree to indemnify and hold harmless each Covered Quattro Advisors Party to the fullest extent permitted by applicable law from and against all losses, liabilities, costs, damages and expenses, including reasonable attorneys’ fees (collectively “Losses”) that a Covered Quattro Advisors Party may incur relating to or arising out of your breach of these Terms of Use, any additional terms and conditions applicable to you, or any Information and Materials. This indemnity shall be in addition to any indemnity rights a Covered Quattro Advisors Party may have under other applicable agreements with you.

7. Use of Links

This website contains links to third party web sites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Quattro Advisors of any information contained in any third-party website. In no event shall Quattro Advisors be responsible for the information contained on that site or your use of or inability to use such site. You should also be aware that the terms and conditions of such site and the site’s privacy policy may be different from those applicable to your use of this website.

8. No Investment Advice or Offers

Nothing on the website constitutes investment advice, or recommendations as to the suitability of any specific product or security. All Information and Materials on the website are provided for your convenience and information only, and no such Information and Materials shall constitute an offer to sell or a solicitation of an offer to buy any security. Prior to the execution of any transaction by you involving information you received from this website, you should consult your financial, business, tax and accounting advisors and your attorney, with respect to price, suitability, value, risks or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that you may want to purchase or sell a particular security or other instrument.

9. Privacy and Cookies

Quattro Advisors may process personal data as part of and/or in connection with your access and/or use of this website. This includes using cookies and similar technology to collect information about your use of our website and your preferences.

To find out more information about how Quattro Advisors processes personal data, how we use cookies and how you may reject cookies, see this link.

By accessing or using this website or any Information and Materials you consent to Quattro Advisors processing personal data and using cookies as further detailed at this link.

You acknowledge and agree that if you elect to reject any cookies on this website, some or all parts of the website may not function properly or may not be accessible.

10. Governing Law and Venue

These terms of use are governed by the laws of the Commonwealth of Pennsylvania without regard to any conflict of laws provisions. Any dispute arising from or relating to this website, any Information and Materials, or these Terms of Use shall be resolved exclusively in the federal and state courts in Pittsburgh, Pennsylvania. If any provision of these Terms of Use is deemed unenforceable or invalid by a court, then the court shall modify such provision to the minimum extent necessary to make such provision enforceable and valid. Should such modification prove impossible or impracticable, then the provision shall be severed and the remaining terms of these Terms of Use shall be interpreted and read to give them maximum enforceability.

11. Text Messaging

You will receive periodic messages from Quattro Advisors. Message frequency may vary. Reply STOP to unsubscribe or HELP for assistance, email or phone #. Standard messaging and data rates may apply. For more information, see our privacy policy at this link.

Opting In: By signing up for our SMS Program, you consent to receive marketing and informational messages via text. Consent is not required for purchases. Message and data rates may apply. Frequency may vary.

Opting Out: To stop receiving texts, reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message. You may receive a confirmation text upon opting out. Only these exact commands will be honored.

Program Description: Messages may include promotions, updates, and product-related information.

Cost and Frequency: Standard messaging and data rates apply. Message frequency varies based on your engagement.

Support: For help, reply HELP to any message or email. Opt-outs must be done via text.

12. Miscellaneous

The Information and Materials provided on this website are provided by Quattro Advisors and may not be used by any party in any jurisdiction where such provision or use violates applicable law, rule or regulation. Provision of access to this website or any Information and Materials to anyone in a foreign jurisdiction shall not constitute an offer by Quattro Advisors to provide investment advisory, brokerage or other services in a jurisdiction where Quattro Advisors is not licensed to conduct such activities.

If you have any questions about these Terms of Use, please contact us at the information below:

Quattro Advisors
3495 Butler Street
Suite 100
Pittsburgh, PA 15201

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